What youactually keep.

You keep about$3,518

After 22% federal tax and 7.65% payroll tax. Single filer, no state tax.

Open the full bonus calculator

Pick your pay

Tips and overtimeSee how much federal tax the new tips and overtime deductions could save you.
Self-employmentFreelancer or 1099 worker? Estimate Social Security and Medicare tax, plus the deductible half.
BonusCompare the flat 22% and aggregate withholding methods and see what you keep.

Three steps to your number

  1. Pick a calculatorTips and overtime, a bonus, or 1099 income.
  2. Enter a few detailsIncome, filing status and a few amounts. No name, email or Social Security number.
  3. See where every dollar goesA clear breakdown and a bar showing what you keep, with the formula explained below.

2026 numbers

Brackets, standard deduction and the Social Security limit come from the IRS and the Social Security Administration.

Math you can check

Every calculator shows its formula and a worked example, so nothing is hidden.

Estimates, not advice

Use results to plan. Your real tax depends on your whole return.